phoenix44

50 high? Get some HOs. I light unit with 2 powerglo tubes should be sufficient.

Try white.

Welcome back! And I remember :lol:

Puffers are cute!

I grow swords and ferns and moss in a cold water tank with shrimp, bullies and goldfish.

Increase the photoperiod slowly. That light green leaf on S. microfolia is normal.

It's a nutrient deficiency. Add some JBL balls and the plants should come right. Longer term add flourish comprehensive to the water as well and supplement with CO2 to match the intensity of the lights.

It's odd, but a property discharge (was there a property discharge?) involves a bit of work. It's not complicated or anything, but $300 or so is the norm. Most lawyers will just charge one fee and not break it down based on the number of offers they have had to deal with.

You should get those magical blue things that kept darting back into the sand every time I touched them!

They are a pretty fish!

Cute!

Prazi actually treats it just fine.

Stirrer :sml1: :lol: I like the butterflies!

I personally would have stayed clear of those pebbles. I'd be taking a hammer to a large rock and using the fragments instead. :sage:

Bank arranges this via solicitors trust accounts and their general lending accounts. The real estate agents get their money from the bank - and this is part of the loan you take out for the property. Key phrase is on settlement day. They get 10% of the purchase price before 4pm on the settlement day. The real estate agent's don't need to know how or the terms of your finance with the bank (eg- deposit, LVR etc) - all they need to know is that you have finance.

I would stack them from the LHS to the RHS and not at either end if that makes sense. Then let things grow around them.

Jeepers :sick: That's horrible. It's probably too late to treat now, but a strong antibacterial like Furan may have worked.

I haven't been on that site in ages!

No solenoid?

My week just gets worse and worse. Some random is going to have to cut my hair this time because the girl who normally cuts it is sick, and then goes on annual leave! :an!gry So worst case scenario I'll be limping and not have a good haircut (some of you are probably thinking I'm nuts about now). Gah!

I only looked so I could tell you that only is spelled with a y and not a t. :slfg:

LIM and Builders report? Is that a condition that you stipulated or the bank? LEP is low equity premium. 95% loans are risky. To compensate for that risk (to a certain degree) you get charged LEP by the bank.

Your sale and purchase needs to say 5% deposit and not 10%; however if it does not, it's not a huge deal. I really hope it is subject to finance and you haven't gone unconditional. You need to talk to your solicitor and sort it out with him. The bank will automatically send the money to the solicitor's trust account (on settlement day); following which they can forward 10% of the purchase price to the real estate agents. You are not expected to run around with a bank cheque. All of this must happen before 4pm. As long as you have 5% of the total property value (purchase price) and the bank knows this; they will proceed with the settlement. If you do not have the 5%; the loan cannot go through, and if it does... well.. it's not ideal. What is the LEP on your property like? 95% lending is risky! All of my settlements take place before 12pm. Either which ways, your solicitors should be sorting this out with each other and the real estate agent.

Pilots take ships in and out. My dad is both a captain and a pilot (though not at the same time obviously :lol: ). If there was a pilot on board, which there should have been - the ship gets signed off to him.