Dave+Amy Posted November 11, 2008 Report Share Posted November 11, 2008 Dave and I thought we had our finances all sorted for Christmas prezzies this year until we went to see get his Bearded Dragon enclosure made..that wasn't even the bad part because we got a decent deal on a 1.5m tank plus wooden stand and hood then I decided that I wanted another tank...a 3footer in my room with a stand and hood..lol so now noone's getting presents Quote Link to comment Share on other sites More sharing options...
vindy500 Posted November 11, 2008 Report Share Posted November 11, 2008 i decided i wanted a new computer... Quote Link to comment Share on other sites More sharing options...
smcoleman Posted November 11, 2008 Report Share Posted November 11, 2008 im going to be very broke lol dam tank that broke Quote Link to comment Share on other sites More sharing options...
David R Posted November 11, 2008 Report Share Posted November 11, 2008 I'm getting my xmas present tomorrow, so we'll be broke now and hopefully recovered by xmas. 8) Quote Link to comment Share on other sites More sharing options...
Johannes Visser Posted November 11, 2008 Report Share Posted November 11, 2008 We have to move after 6 years in the house we currenty rent( its now on the market) :evil: The new house is almost 2x the price we will be broke, but we have done all the Xmas shoping a while back and should be okay. Only down fall is we have to move just before xmas :evil: :evil: :evil: Quote Link to comment Share on other sites More sharing options...
Stella Posted November 11, 2008 Report Share Posted November 11, 2008 Well I got made redundant.... but I avoid christmas anyway, so not a problem 8) Quote Link to comment Share on other sites More sharing options...
smcoleman Posted November 11, 2008 Report Share Posted November 11, 2008 johannes where r u movin to an if im not busy the weekend u move i could bring a flat deck truck to help move the tanks if u want Quote Link to comment Share on other sites More sharing options...
David R Posted November 11, 2008 Report Share Posted November 11, 2008 ^ I'll second that, if I'm free during the weekend and you need a hand moving the tanks I'd be happy to help, assuming there will be beers and a brai afterwards. Quote Link to comment Share on other sites More sharing options...
Johannes Visser Posted November 11, 2008 Report Share Posted November 11, 2008 johannes where r u movin to an if im not busy the weekend u move i could bring a flat deck truck to help move the tanks if u want ^ I'll second that, if I'm free during the weekend and you need a hand moving the tanks I'd be happy to help, assuming there will be beers and a brai afterwards. WOW thanks for the offers Yes help will always be very much appreciated Thanks Guys Can arrange some drinks and something to put on the BBQ as we cannot light up a fire for a Braai LOL Cockle Bay 13 December You do know it's a massive project we are not stressed moving the house (furniture) it the fish room we are most concerned about. Quote Link to comment Share on other sites More sharing options...
Caryl Posted November 12, 2008 Report Share Posted November 12, 2008 Never find myself broke at Christmas as I do not buy if I can't afford. Don't believe in credit and "buy now, pay later" schemes. I save and pay cash. Quote Link to comment Share on other sites More sharing options...
tinytawnykitten Posted November 12, 2008 Report Share Posted November 12, 2008 Never find myself broke at Christmas as I do not buy if I can't afford. Don't believe in credit and "buy now, pay later" schemes. I save and pay cash. *sigh* show off :roll: :lol: :lol: Quote Link to comment Share on other sites More sharing options...
Insect Direct Posted November 12, 2008 Report Share Posted November 12, 2008 *sigh* show off :roll: :lol: :lol: or maybe just plain sensible :lol: Im lucky as have no dependants and to me its just another day, the fun went out of xmas when i caught santa (mum) putting pressies under the tree when i was about 5 yrs old, in saying that its still the best time of the year - good food good partys good weather, shes a corker as my grandad would of said :bounce: Quote Link to comment Share on other sites More sharing options...
Dixon1990 Posted November 12, 2008 Report Share Posted November 12, 2008 Never find myself broke at Christmas as I do not buy if I can't afford. Don't believe in credit and "buy now, pay later" schemes. I save and pay cash. Thats What i plan on doing.. after i pay my parents back that is :lol: :roll: Quote Link to comment Share on other sites More sharing options...
Southerrrngirrl Posted November 12, 2008 Report Share Posted November 12, 2008 Never find myself broke at Christmas as I do not buy if I can't afford. Don't believe in credit and "buy now, pay later" schemes. I save and pay cash. Trouble is with people the way they are today its want now, have now. My generation is spoilt in that regard. Despite our parents best efforts to encourage us to wait and save for stuff that we want, so many have not learned. I admit I'm one of those.. but in saying that I take HP deals ONLY if they are interest free for a good long period during which time I will pay off the thing before the interest kicks in. I don't plan on going broke this Christmas. We manage to keep present buying to an absolute minimum. We buy for the parents, hubbys Granddad and each other. Thats it. No Aunts/uncles/cousins/siblings etc. Quote Link to comment Share on other sites More sharing options...
Adrienne Posted November 12, 2008 Report Share Posted November 12, 2008 A few of my friends up here have a really good scheme going for Christmas presents for the family. They put all the names in a hat of the people that are going to be together on the day and draw a name out of the hat. That person is the one and only they will buy for and spend about $50 on it. Adrienne Quote Link to comment Share on other sites More sharing options...
David R Posted November 12, 2008 Report Share Posted November 12, 2008 or maybe just plain sensible :lol: Not really. I bet Caryl didn't save and pay cash for her house. If you can easily afford the repayments and are financially disciplined then you can make borrowing money work for you. Why wouldn't you take up the offer of interest free payments even if you had the cash? YAY xmas is just over 12 hours!! Quote Link to comment Share on other sites More sharing options...
Ktttk Posted November 12, 2008 Report Share Posted November 12, 2008 A few of my friends up here have a really good scheme going for Christmas presents for the family. They put all the names in a hat of the people that are going to be together on the day and draw a name out of the hat. That person is the one and only they will buy for and spend about $50 on it. Adrienne I believe that is called a "Secret Santa"? Quote Link to comment Share on other sites More sharing options...
Adrienne Posted November 12, 2008 Report Share Posted November 12, 2008 yes it is but with secret santa you don't name who gave the gift. this way it just saves everyone from having to buy for everyone else and spending heaps. Quote Link to comment Share on other sites More sharing options...
Insect Direct Posted November 12, 2008 Report Share Posted November 12, 2008 Not really. I bet Caryl didn't save and pay cash for her house. If you can easily afford the repayments and are financially disciplined then you can make borrowing money work for you. Why wouldn't you take up the offer of interest free payments even if you had the cash? YAY xmas is just over 12 hours!! yea i agree in some cases finance is all good and without it options would be pretty minimal at times but.. if you put xmas on tick this year interest free what happens next year? especially luxury items id rather pay up front as you just never know whats around the corner and your gonna have to pay it off sooner or later. Quote Link to comment Share on other sites More sharing options...
Barrie Posted November 12, 2008 Report Share Posted November 12, 2008 I simply love Christmas... says me a 56yo grandfather to me its Brenda and I and youngest daughter (Shinal 17) Middle daughter Lizzette (29) and her son this will be his first Christmas and Liz's husband Eldest daughter Corin (32) and her son and daughter (3 and 6 almost) and Philip her husband. The day is spent eating far too much and drinking way too much. We all fit into a 2 bedroom place (ok we do have a poptop camper and a tent) The next week or two is spent fishing, diving, hikeing, goldpaning and exploring rock pools as well as heaps of other things... we are all together and having fun That to me is Christmas Quote Link to comment Share on other sites More sharing options...
Dave+Amy Posted November 12, 2008 Author Report Share Posted November 12, 2008 Xmas day itself is always fun - Dave's got a large family, last Xmas I ended up having three xmas dinners lol...last year we got all our prezzies from Aussie in Nov so by Dec we had recovered but not so organised this year PLUS unexpected vet bills Quote Link to comment Share on other sites More sharing options...
MarkLB Posted November 12, 2008 Report Share Posted November 12, 2008 Barrie, your Christmas sounds very similar to ours.....in one word......perfect Quote Link to comment Share on other sites More sharing options...
lmsmith Posted November 12, 2008 Report Share Posted November 12, 2008 I would have been fine this xmas, but I decided to do summer school at uni to take 6 months off my degree and then bought a new bike today. It's really cool though, so that makes me feel better! Quote Link to comment Share on other sites More sharing options...
FreedingFrenzy Posted November 12, 2008 Report Share Posted November 12, 2008 I'm broke already and its not even christmas. My christmas days are horrible. There is always a fight, no matter where we are, what we do, there is a fight. Normally between my mum and my sister or my mum and me. We have banned all board game playing on christmas because of this, and after eating we tend to just avoid each other entirely. Quote Link to comment Share on other sites More sharing options...
lmsmith Posted November 12, 2008 Report Share Posted November 12, 2008 Lol, feeding frenzy, I know what you mean. It's an unusual christmas in my family if the police aren't called or someone doesn't go to the hospital. There is often knife throwing involved. Good times. Quote Link to comment Share on other sites More sharing options...
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