either way you go there are benefits and draw backs. If you add another filter you'll still have one running if one fails but you also have twice the piping, two plugs, two canister to clean. i guess it will be cheaper to buy a 405 rather than the FX5, why wouldn't you get another sunsun? I have all "CF" canisters and it's very handy having the same as you can interchange parts if you need to and spares parts i have kicking around can be used on any of them.
I've never been a fan of building redundancies if you don't need to, it doesn't make sense to me most of the time. i don't think a filter is a life or death situation as if you have one and it fails you could easily go for a day or two without it, just don't feed and do regular water changes.
i think which ever way you go it will work fine so there may be something that sways you either way.