I have no money, an overlimit credit card :oops:... (but making those payments ...)
Don't care.
I have a roof over my head, i'm going away on a 2 week roadtrip round the south island feb next year, i have loyal friends, a fun job, very little stress, a low maintance car, and a kickass fish tank. I know that i'm unlikely to ever own a house, I have a good credit rating, but I very much live for this thing called "today", and why the hell not. According to the ASB, I can borow 87,000 towards a house on my current salary. Hooray. Be grateful for what you have, don't look to the stars for the things that you have no control over.