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phoenix44

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Everything posted by phoenix44

  1. Moss has grown a huge amount, and now I finally have shellies! They have no regard for where I like the sand to be, but that's ok. :lol:
  2. phoenix44

    Demotivators!

    ah giraffe! :lol:
  3. Put the heater on and measure the temp of water after 24 hours of it in a bucket or small tank. Then yank the button up and turn the dial to correspond with the temp of the water. push the button down. It's calibrated. A thread with the exact same information will be found using the search function
  4. Everyday, 2-4 times a day, sometimes more.
  5. phoenix44

    yo

    Don't flatter him.
  6. I can send you some ludwigia plasturis if you like. It's blood red.
  7. Stable KH = stable pH. Use the search function on here. There is a wealth of info that can be applied to your tank. Good luck!
  8. DIY a tank that small. You won't regret it. The fluval units are good, but price wise it's simply not worth it.
  9. It's good that your fish are ok. This happened to me last year as well when the water flow / movement on the surface of the RHS of my tank was obstructed. Fish nearly died, but a quick water change in the middle of the night along with sorting the water movement out, and it's never happened again. Nor will it ever happen again
  10. I for one am quite happy to listen to his theories. Planetary movements have been studied by some of the most ancient and long lasting civilizations in the world. Plus I fail to see the massive gun he has pointed at everyone's head. They don't have to listen to him; he isn't forcing any one, just like people didn't have to listen to Nostradamus.
  11. hey bd,your contents policy should cover the damage done to the carpet as it was damage done at a single instant in time and not gradual damage. However for a successful claim, the tanks must be covered by the insurance. Each and every insurance policy has what's called an earthquake levy. Basically if you have to make a claim at the moment, you first call the EQC, lodge your claim and then your insurance company. The one claim per dwelling will refer to home owners (house) insurance. It will be separate to your contents policy and if you were making a claim, you'll need to lodge one with the EQC and your own insurance provider. Carpets can be a tricky one. If the carpets are attached to the side of the house and will not come undone if the house was turned upside-down, the home owners house policy will cover them. If the carpets are like rugs that are untacked; they are classified as contents. If the carpet was damaged by a content, in most cases the contents policy will cover it, but the EQ is an exceptional circumstance and it is likely to be replaced under the house policy. Fridge / freezers - It's best to take pics of what you intend to claim on, but since that is not always possible you can try making a claim and leaving it in their hands. Keep your receipts from items you had to purchase immediately after the quake and you might be able to make a claim based on that as those items may be viewed as replacements for what was immediately lost.
  12. Those with a good contents policy (something that doesn't depreciate assets and replace them at indemnity value after a set number of years) won't have a problem as they should look at receiving 90-95% of the value of the contents specified on the policy; given that some small assets will be based on indemnity value. Those with cheaper policies will be paying for it now as the policies are set on indemnity value which can be as low as 10-15%. Those without contents insurance will be in a pickle, but the salvation army and general population will help out. If there are govt. grants, the tax payer pays in the end. For those with freehold homes with house insurance, you should be looking at total replacement of the home based on the size mentioned in the policy if it is deemed uninhabitable. Those with mortgages are required to have a full home replacement policy (as set by the terms of the mortgage for the primary mortgagor) in-place just because of events like this. For partially damaged homes - House insurance will cover the house itself, but not the contents. It is likely to be repaired, or settled for cash. Contents is widely defined as those objects that will fall down if you turn the house upside-down and give it a good old shake. House policies won't cover contents, but contents will cover the house in the case of legal liability cover which is usually from $2m to $20m depending on policy.
  13. Some pet stores sell all animals as pets only. That includes fish sold as pets and not as live food.
  14. !drool: AMAZING! I love these fish! !drool: !drool:
  15. Just call it crypt something. It could be walkeri or cordata. Very hard to tell with crypts though. It could also be wendtii. It is definitely not affinis or balansae.
  16. That windelov you gave me a couple months ago is now at least 10 times its size!
  17. Me too. Ludwigia, Rotala rotundifolia etc.
  18. Beautiful! I love the detail!
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